Terms & Conditions

Terms of Use

Please read the following Terms & Conditions carefully.

By accessing and using the MINERVA INSIGHTS & SOLUTIONS LLC Site, you indicate your acknowledgement and acceptance of these Terms & Conditions. If you do not agree with these Terms & Conditions, you should not use the MINERVA INSIGHTS & SOLUTIONS LLC Site, its publications & services. The term “you” or “your” refers to the user or viewer of the MINERVA INSIGHTS & SOLUTIONS LLC Site.

The terms and conditions set out below govern the use of its Site, subscription publications & services. The Site, publications & services are owned and provided by MINERVA INSIGHTS & SOLUTIONS LLC registered in the state of Illinois, USA (EIN – 82-5037916)

MINERVA INSIGHTS & SOLUTIONS LLC may at any time revise these terms. You are bound by any such revisions and should therefore periodically visit this page to review the current Terms and Conditions.

Restrictions of Use

No part of this Site and its publications may be used, reproduced, stored in an information retrieval system or transmitted in any manner whatsoever without the express written permission of MINERVA INSIGHTS & SOLUTIONS LLC, other than for the purposes of accessing or downloading the information for your own or your company’s use.

Its publications & services are for own personal or company use by the named subscriber or subscribing company. Any distribution of content without the written authority of MINERVA INSIGHTS & SOLUTIONS LLC is in breach of copyright. Unauthorized distribution would be regarded as a breach of copyright and may result in termination of your subscription.


All facts, figures and advice given are presented in good faith and on the basis of information before us at the time of publication. In consequence, no advice, interpretation, or implication should be acted upon without taking normal commercial precautions.

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this Site for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Your use of any information or materials on this Site is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this Site meet your specific requirements.

This Site contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited without the written authority of MINERVA INSIGHTS & SOLUTIONS LLC.

Linked Sites

From time to time the Site and publications from MINERVA INSIGHTS & SOLUTIONS LLC may include links to other Sites. These links are provided for your convenience to provide further information. They do not signify that we endorse the Site(s). We have no responsibility for the content of the linked Site(s).

Computer Viruses, Worms and Trojan Horses

Whilst we use reasonable endeavors to protect this Site (including information and downloads) from computer viruses, worms, Trojan Horses and other such destructive features, we do not warrant that the Site is free from such Destructive Features and accept no liability for any damage that may result from the transmission of any Destructive Feature via this Site or via any files which are available for you to download from the Site. You are responsible for implementing sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the accuracy of data input and output.

You are responsible for ensuring that your computer system meets all relevant technical specifications necessary to use the Site or any service made available through it and that it is compatible with the Site. We give no warranty, condition or other term that the Information is compatible with all computer systems and browsers.


Orders & Subscriptions

You must ensure that you have completed any order form correctly. MINERVA INSIGHTS & SOLUTIONS LLC does not accept any responsibility for the consequences of any errors in completion.

Your credit will be debited with the cost of your purchase when we send you the order acceptance unless we notify you otherwise.

If, for any reason, your order is not accepted, you will receive e-mail notification telling you of this and your order will be cancelled. If you have already paid for your purchase, we will refund you the full amount as soon as possible.

Your first publication for monthly subscription will be shared in pdf format by e-mail and made available for PPT download within 48 hours from receipt of payment. Consecutive monthly reports for annual subscriptions become available as early as the 15th of each month (English language), the 25th of each month (Japanese language) and the 30th of each month (Chinese language).

Refunds of subscriptions to a publication or, if applicable, to this Site are only available if a claim for a refund is made within 3 (three) weeks of receipt of payment. In any other circumstances refunds for a subscription will be entirely at the discretion of MINERVA INSIGHTS & SOLUTIONS LLC. Claims for refunds must be made in writing to MINERVA INSIGHTS & SOLUTIONS LLC 908 E Olive Street, Arlington Heights, Illinois USA. In case of refund, the amount minus occurring wire transfer & currency exchange fees will be reimbursed back at the earliest possible time.


Data Protection & Cookies Policy


We may require basic information which identifies you as an individual, such as your name and email address, in order to enable you to take advantage of our services. We will only use such personal information for the purposes of providing information or services which you have requested or for other related purposes as set out in our Privacy Policy Terms.

Intellectual Property Rights

If you are an owner of intellectual property who believes your intellectual property has been improperly posted or distributed through MINERVA INSIGHTS & SOLUTIONS LLC Site or its other publications, please notify MINERVA INSIGHTS & SOLUTIONS LLC immediately at the following address: 908 E Olive Street, Arlington Heights, Illinois 60004 USA




If any portion of these terms is held to be unenforceable, the unenforceable portion shall be construed in accordance with applicable law to the greatest extent possible, and the remainder of the provisions shall remain in full force and effect. Any cause of action you may have with respect to MINERVA INSIGHTS & SOLUTIONS must be commenced within one year after the claim or cause of action arises, or such claim or cause of action is barred.

These terms will be governed by and construed in accordance with the laws of the State of Illinois, United States of America, without regard to its conflicts of law provisions.


908 East Olive Street

Arlington Heights, IL 60004 USA


Tel: +1-224-334-6752


© 2018 by Minerva Insights & Solutions LLC